Grow your business with peace of mind

The only company able to define a tailor-made, competitive and sustainable technical solution, adapted to the needs and requirements of your business.

100%

satisfied customers

Over 150 negotiated and implemented programs

20 years

More than 20 years of experience

1.7 billion €

financing obtained from factoring companies

A part of Verspieren Group

Since January 2022

Our offer

Save time and avoid unexpected costs

Entrust your factoring file to experts in order to avoid surprises and concentrate on developing your business with complete peace of mind.

Better terms and conditions

Thanks to our expertise, we adjust all the parameters of a long-term solution: operation, financial costs, customer accounts, IT tools, etc...

Know-how

Large experience in factoring companies

A personalized support

An experienced advisor supports you throughout the process: from the implementation of the solution to its completion, throughout the duration of the contract.

Proximity

Reactivity

A network of expert partners

You can be assured of receiving quality support that meets your specific needs, no matter how complex the situation is.

Verspieren network

Tresoptim Partners

Make the right decision with Tresoptim

Changing contracts can be complex (changing bank details with customers, training teams, etc.). Our visibility allows you to make the right decision and avoid problems.

+100 analysis and comparison references

Product
Company
Loan-to-Value ratio

Cost
Program structure

Workflow

Your need is unique, so are our solutions

Our expertise is recognized and valued by our clients. We help you set up a complex local and international factoring solution.

Have you already signed a factoring contract?

Benefit from better pricing and contractual conditions

1

Drawing up specifications

We prepare specifications that you validate before sending them to companies.

2

Request for Proposals

Our independence allows us to call on competition from all companies on the market.

3

Build the best file to receive the best decision from a credit committee.

Your business is recently created and needs short-term financing to ensure its development.

4

Support

Your teams are trained in operational implementation, on the website of Factor.

Corporate profiles

Solutions to suit every situation

Our experience and network enable us to provide solutions for every stage in company's life.

Corporates under LBO

management solution tailored to corporates under LBO, enabling them to maximize their growth potential by quickly freeing up liquidity while minimizing financial risks.

Developing corporates

Factoring provides a growing company with the financial flexibility it needs to support rapid expansion by quickly converting trade receivables into cash, freeing up funds to invest into new projects and development opportunities.

Large corporates and international groups

Factoring is an essential tool for international companies, providing efficient cash flow management, protection against risks associated with international transactions.

SME & VSE

Factoring is an essential tool for international companies, offering efficient cash flow management and protection against the risks associated with international transactions

Companies undergoing restructuring

Factoring is an essential tool for international companies, offering efficient cash flow management and protection against the risks associated with international transactions.

75 M€ financing obtained from factoring companies

Following the acquisition of our group by LBO, we were delighted to work with your company to study, negotiate and implement an undisclosed and off-balance sheet solution according to IFRS standards. We have fully trusted your teams and the result is very convincing with the implementation of a financing line of more than 75mln euros confirmed over 5 years at very competitive rates! Icing on the cake, we have improved our covenants while improving our cash positions! We will not hesitate to recommend you.

Michel, managing director - Sector: Packaging

”

€174,000 in savings thanks to Tresoptim

For 3 years, we had a factoring contract with the subsidiary of our main banker... We did not have the capacity to audit their contractual conditions and operations. TRESOPTIM has audited our solution both in terms of product, loan-to–value ratio and contractual conditions. Thanks to them, we’ve made174000 euros of savings without changing partners. Since then, we have entrusted all our extensions to TRESOPTIM, which has become one of our strategic partners.

Lydia, CFO - Sector: Laundry management for professionals

”

An effective solution with unparalleled support !

The TRESOPTIM teams were recommended to me by my chartered accountant, whom I would like to thank again. I run a pasta manufacturing and distribution business. My annual sales budget is 35 million euros. TRESOPTIM launched a full call for proposals to find me a factoring solution with integrated credit insurance. This solution enabled me to finance my WCR and develop my export business with complete peace of mind. 4 years later, following CASINO's difficulties, TRESOPTIM found me an external credit insurance solution that enabled my factor to maintain its loan-to-value at 90% despite my main customer's difficulties. Setting up, supporting and optimizing my contract throughout its duration... Thanks to the whole team!

”